Thursday, April 28, 2011
Sunday, July 25, 2010
Yard Sale Tips
by Joe Cline
One man's junk is another man's treasure, or so says the legacy of the yard sale. The purpose of holding your own yard sale is not necessarily to pawn off junk, but rather generate a good revenue from items you are no longer using. To hold an effectual yard sale, you need to start with a little bit of bankroll, some advertising ingenuity, and have a full day on the weekend to sell your household inventory. Yard sales can be a lot of work, so be sure you have all your bases covered to cash in and make your yard sale worthwhile.
1. Advertise your yard sale at least one week in advance. Yard sale enthusiasts stretch far beyond your immediate neighbors, often attracting bargain hunters on the look out for the next big sale on the lawn.
2. Free advertising is plentiful at your local supermarket bulletin boards. For added exposure, you may opt to include a message board at churches, colleges, park and recreation centers and anywhere else with a community forum board. Your ads may be as descriptive as you see fit, however, be aware that people are not likely to stop for fine print.
3. If you have enough merchandise to satisfy an advertising investment, local newspapers and the Pennysaver can pull in a quality crowd. However, the ads are generally sold per word or character, so keep the listing to time, date and location only.
4. Place yard sale signs around the neighborhood to attract the local traffic. White or yellow colored poster paper works best with a wide-tipped Sharpie for the text. Be sure to indicate your directions with arrows and post the hours you are opened for business.
5. Before placing your yard sale posters on someone's lawn, be sure to ask permission from the homeowner. Although some cities claim rights to the strip of land along the curb, many homeowners are either unaware or do not care, and thus may take offense. Just like any professional Realtor, get the homeowner's approval before you prop a sign on their lawn. In addition, telephone poles, stop signs and other official city equipment is never appropriate to hang a personal sign. Rather, park one of your vehicles along a major road with your yard sale signs in the back window.
6. Keep a cash bank. Yard sales deal in cold, hard cash, so you will need plenty of change on hand to last you the day. Assume that the bulk of the sales will be paid in twenty dollar bills, so you will need a substantial amount of return change. To keep things simple, you may wish to eliminate any cents, rounding the price tags to whole numbers only. Your change should be locked in a mobile strong box, and taken with you should you need to walk away for a few minutes.
7. There is security in numbers, so you may wish to have a family member or friend stay with you for the day. Yard sales tend to be the busiest in the early hours, and an extra pair of hands and eyes will come in handy with keeping a watch out for theft and assisting your customers.
8. Watch your time and check your cash box regularly in case you need to run to the bank for more small change. Weekend banking hours may be scant, and if you run out of change, you have run out of luck.
9. Prices should be clearly marked on every piece for sale, but always be willing to bargain with a serious buyer. Haggling is half the fun at a yard sale, and you can be sure your customers will do it. Price reductions over the course of the day is also a good measure of security that the items won't end up back in your garage tonight.
10. If you have left over merchandise and need to get rid of it quickly, check your telephone book for local charities that will be happy to collect it for you. Most charitable organizations do not pay cash, however, they will issue you a tax credit for the value of what they take. A tax credit is as good as cash in the hand to deduct from next year's taxes, and your unsold yard sale items will be going to a good home.
One man's junk is another man's treasure, or so says the legacy of the yard sale. The purpose of holding your own yard sale is not necessarily to pawn off junk, but rather generate a good revenue from items you are no longer using. To hold an effectual yard sale, you need to start with a little bit of bankroll, some advertising ingenuity, and have a full day on the weekend to sell your household inventory. Yard sales can be a lot of work, so be sure you have all your bases covered to cash in and make your yard sale worthwhile.
1. Advertise your yard sale at least one week in advance. Yard sale enthusiasts stretch far beyond your immediate neighbors, often attracting bargain hunters on the look out for the next big sale on the lawn.
2. Free advertising is plentiful at your local supermarket bulletin boards. For added exposure, you may opt to include a message board at churches, colleges, park and recreation centers and anywhere else with a community forum board. Your ads may be as descriptive as you see fit, however, be aware that people are not likely to stop for fine print.
3. If you have enough merchandise to satisfy an advertising investment, local newspapers and the Pennysaver can pull in a quality crowd. However, the ads are generally sold per word or character, so keep the listing to time, date and location only.
4. Place yard sale signs around the neighborhood to attract the local traffic. White or yellow colored poster paper works best with a wide-tipped Sharpie for the text. Be sure to indicate your directions with arrows and post the hours you are opened for business.
5. Before placing your yard sale posters on someone's lawn, be sure to ask permission from the homeowner. Although some cities claim rights to the strip of land along the curb, many homeowners are either unaware or do not care, and thus may take offense. Just like any professional Realtor, get the homeowner's approval before you prop a sign on their lawn. In addition, telephone poles, stop signs and other official city equipment is never appropriate to hang a personal sign. Rather, park one of your vehicles along a major road with your yard sale signs in the back window.
6. Keep a cash bank. Yard sales deal in cold, hard cash, so you will need plenty of change on hand to last you the day. Assume that the bulk of the sales will be paid in twenty dollar bills, so you will need a substantial amount of return change. To keep things simple, you may wish to eliminate any cents, rounding the price tags to whole numbers only. Your change should be locked in a mobile strong box, and taken with you should you need to walk away for a few minutes.
7. There is security in numbers, so you may wish to have a family member or friend stay with you for the day. Yard sales tend to be the busiest in the early hours, and an extra pair of hands and eyes will come in handy with keeping a watch out for theft and assisting your customers.
8. Watch your time and check your cash box regularly in case you need to run to the bank for more small change. Weekend banking hours may be scant, and if you run out of change, you have run out of luck.
9. Prices should be clearly marked on every piece for sale, but always be willing to bargain with a serious buyer. Haggling is half the fun at a yard sale, and you can be sure your customers will do it. Price reductions over the course of the day is also a good measure of security that the items won't end up back in your garage tonight.
10. If you have left over merchandise and need to get rid of it quickly, check your telephone book for local charities that will be happy to collect it for you. Most charitable organizations do not pay cash, however, they will issue you a tax credit for the value of what they take. A tax credit is as good as cash in the hand to deduct from next year's taxes, and your unsold yard sale items will be going to a good home.
The Importance of Good Foreclosed Home Listings
by Joseph B. Smith
Think of foreclosed home listings as powerful tools that every investor and buyer of foreclosures should have. Being tools, they must be able to do the job that they are designed to do in the most efficient and effective way. This means that they should bring you the results that you want rather than hamper and frustrate your efforts.
Facilitates Quick And Easy Search
Good foreclosed home listings can facilitate a fast and easy search of properties that match your buying criteria. Remember that the foreclosures market is replete with tons of information that can potentially confuse anyone who is not familiar or is new to the business. A good list makes it easy for you to find the information that you want and need without going and poring through endless lists of properties that lead you nowhere. In the process, you will be saving a lot of time, energy, money and resources when you rely on a good list.
Lets You Find The Hottest Bargains
Speed in finding the best foreclosures is important if you want to get ahead in the competition. A property may be available this minute and gone the next. This is how tough the competition in foreclosures can be. Some buyers and investors may have an army of researchers at their disposal but if you have a good list of foreclosures that reflects the most current offerings in the market, then you can definitely cope with this highly competitive business.
Guides You To Make Smart Decisions
In foreclosure investing, buying the wrong house can only be costly and unfortunately, others will hardly be able to get through such loss. However, this risk will be greatly minimized if you have access to good foreclosed home listings. This is because when you use them, you are actually relying on lists that come from professional data researchers who have high integrity in terms of producing output in real estate information
Think of foreclosed home listings as powerful tools that every investor and buyer of foreclosures should have. Being tools, they must be able to do the job that they are designed to do in the most efficient and effective way. This means that they should bring you the results that you want rather than hamper and frustrate your efforts.
Facilitates Quick And Easy Search
Good foreclosed home listings can facilitate a fast and easy search of properties that match your buying criteria. Remember that the foreclosures market is replete with tons of information that can potentially confuse anyone who is not familiar or is new to the business. A good list makes it easy for you to find the information that you want and need without going and poring through endless lists of properties that lead you nowhere. In the process, you will be saving a lot of time, energy, money and resources when you rely on a good list.
Lets You Find The Hottest Bargains
Speed in finding the best foreclosures is important if you want to get ahead in the competition. A property may be available this minute and gone the next. This is how tough the competition in foreclosures can be. Some buyers and investors may have an army of researchers at their disposal but if you have a good list of foreclosures that reflects the most current offerings in the market, then you can definitely cope with this highly competitive business.
Guides You To Make Smart Decisions
In foreclosure investing, buying the wrong house can only be costly and unfortunately, others will hardly be able to get through such loss. However, this risk will be greatly minimized if you have access to good foreclosed home listings. This is because when you use them, you are actually relying on lists that come from professional data researchers who have high integrity in terms of producing output in real estate information
Getting an FHA Home Loan
by Mayer Dallal
An FHA home loan for a refinance or a purchase is the way to go for any borrower. For many years it was misunderstood that FHA was for people that were bad credit, or for those had middle of the road credit but that just isn't the case. An FHA home loan takes some time and patience, and I am here to help, but the end results will be well worth it.
FHA loans can either be done in what is called a streamline or a cash -out loan. The streamline FHA home loan allows you to refinance the loan, and take some cash out if you want to pay off some debt, but there are some guidelines associated with it. A refinance option will allow you to take up to 97.75%. These limits are just simply a guideline to prevent another economic crisis like what we are having now. These limits also will prevent you from going into a payment that is much larger than what you have right now.
Any loan that is not currently an FHA home loan can certainly be refinanced to an FHA loan, so long as the borrower qualifies according to the FHA guidelines. In order to determine what your debt load is, they will look at what you owe on the home and your existing debts outside of that. It is always important to know what you can afford. Many people are always quick to take a look at the maximum that they can borrow, which is the wrong place to start.
Consider that when your pay off from your current home loan comes in, it may include any unpaid interest calculated through the end of the month, and will include any late fees that were tacked onto your loan from the past. Escrow shortages can also account for this final payoff, so be prepared to consider how you want to refinance your loan before you start the process. If you aren't sure what to do I can help. For more information on how to get your FHA home loan, you can go to www.fhaloansnow.net. There is a lot of information and a place for you to fill out information to get a quote today.
An FHA home loan for a refinance or a purchase is the way to go for any borrower. For many years it was misunderstood that FHA was for people that were bad credit, or for those had middle of the road credit but that just isn't the case. An FHA home loan takes some time and patience, and I am here to help, but the end results will be well worth it.
FHA loans can either be done in what is called a streamline or a cash -out loan. The streamline FHA home loan allows you to refinance the loan, and take some cash out if you want to pay off some debt, but there are some guidelines associated with it. A refinance option will allow you to take up to 97.75%. These limits are just simply a guideline to prevent another economic crisis like what we are having now. These limits also will prevent you from going into a payment that is much larger than what you have right now.
Any loan that is not currently an FHA home loan can certainly be refinanced to an FHA loan, so long as the borrower qualifies according to the FHA guidelines. In order to determine what your debt load is, they will look at what you owe on the home and your existing debts outside of that. It is always important to know what you can afford. Many people are always quick to take a look at the maximum that they can borrow, which is the wrong place to start.
Consider that when your pay off from your current home loan comes in, it may include any unpaid interest calculated through the end of the month, and will include any late fees that were tacked onto your loan from the past. Escrow shortages can also account for this final payoff, so be prepared to consider how you want to refinance your loan before you start the process. If you aren't sure what to do I can help. For more information on how to get your FHA home loan, you can go to www.fhaloansnow.net. There is a lot of information and a place for you to fill out information to get a quote today.
The Benefits of Subscribing To Online Foreclosure House Listings
by Joseph B. Smith
Investing your hard-earned money in foreclosures demands you use every available tool that you can find to help you achieve your investment goals. It is crucial in foreclosure investing to use only what can help you attain your goals and avoid any unnecessary distractions that might double or even triple your risks. Online foreclosure house listings can be your most powerful tool when it comes to starting and ending your investment right.
Speed Is Power
In foreclosures market where everything can be a blur in an instant because of the quick transactions that happen among investors, agents, banks and other players, speed is a critical factor. In fact, when you are able to acquire information faster than everyone else, it puts you at a distinct position separate from the others. Online foreclosure lists provide you this weapon since you can search right at the comfort of your own homes and receive news and updates without waiting for days or even weeks to see the latest offerings in the market.
Accurate Information
Online foreclosure house listings pride themselves with a team of professionals that handle their information. When you have experienced researchers gathering data for you and mining the real estate industry for the hottest deals in the market, you can be sure that they are exerting every effort to deliver accurate information that you can utilize to advance your goals. Accuracy is important if you want to stay away from bogus deals, stale and misleading information that can only hamper, delay and frustrate your efforts rather than set you in the right direction.
Complete Database
Imagine going to different courthouses, browsing through different local dailies, marching to sheriffs' offices in different regions and saving leaflets on your desk just to acquire information. It is just too tedious, time consuming, and a virtual waste of time, energy and effort. But if you subscribe to online foreclosure house listings, you only need a few simple clicks to access their comprehensive database right wherever you are. This accessibility also gives you ease in searching other regions and states for other possible options by just entering the zip, city or county code.
Investing your hard-earned money in foreclosures demands you use every available tool that you can find to help you achieve your investment goals. It is crucial in foreclosure investing to use only what can help you attain your goals and avoid any unnecessary distractions that might double or even triple your risks. Online foreclosure house listings can be your most powerful tool when it comes to starting and ending your investment right.
Speed Is Power
In foreclosures market where everything can be a blur in an instant because of the quick transactions that happen among investors, agents, banks and other players, speed is a critical factor. In fact, when you are able to acquire information faster than everyone else, it puts you at a distinct position separate from the others. Online foreclosure lists provide you this weapon since you can search right at the comfort of your own homes and receive news and updates without waiting for days or even weeks to see the latest offerings in the market.
Accurate Information
Online foreclosure house listings pride themselves with a team of professionals that handle their information. When you have experienced researchers gathering data for you and mining the real estate industry for the hottest deals in the market, you can be sure that they are exerting every effort to deliver accurate information that you can utilize to advance your goals. Accuracy is important if you want to stay away from bogus deals, stale and misleading information that can only hamper, delay and frustrate your efforts rather than set you in the right direction.
Complete Database
Imagine going to different courthouses, browsing through different local dailies, marching to sheriffs' offices in different regions and saving leaflets on your desk just to acquire information. It is just too tedious, time consuming, and a virtual waste of time, energy and effort. But if you subscribe to online foreclosure house listings, you only need a few simple clicks to access their comprehensive database right wherever you are. This accessibility also gives you ease in searching other regions and states for other possible options by just entering the zip, city or county code.
Find the perfect location according to your personalized need
by Patrick
The excellent build quality and a straightforward buying process are other factors that influence the decision to buy good properties. Long-term capital growth in key locations, give property investors great reassurance in a worthwhile investment. The Findire properties offer locations which in the long run fetch valuable returns and tend to grow every passing day. Findire online property search includes property in all corners of world with a wide choice of searchable property opportunities. These range from luxury villas, apartments, townhouses and penthouses to plots of land for you to choose from. Set your property advertisements at the right place with Findire to crack on the best property deal you ever experienced!
The over development of many huge buildings with hundreds of apartments, and no buyers, along with the foreclosures of thousands of other condos in Miami, has brought the condo market to its lowest level in memory. The good news is that condos can be purchased at prices that would have otherwise been unthinkable. Luxury property at low prices, relatively speaking, has become the norm in Miami.
The Miami Icon Brickell, a 3 tower complex, with 1,796 units, one of the biggest developments in Miami in recent years, has dropped prices more than 50% on units in the third tower. Condos in the other two towers have dropped about a third in value. For those interested in living in a great area in the heart of Miami, the Icon Brickell is a good choice, and an opportunity to live in a building that is state of the art.
Miami Icon Brickell-Miami Luxury Condo -We have a great selection of Miami property for sale. However should you not find what you're looking for please select our help search button and we will find it for you! We have over 1 million properties on FINDIRE.COM from around the world; our network covers three million international real estate agents. If you need professional help let us know and we will find someone to help where ever in the world it may be.
The over plus 100 countries visitors, has a varied taste and accommodations need. The age group of the visitors consists of people from 25 to 49 years old. The male group dominates the internet traffic, with the female population calculates to 40% of the audience.
The Findire site has full in-house teams of professionals in every aspect of real estate domain. Be it real estate agents or designers for your advertisements the backup team at Findire is readily equipped with all necessary perquisites.
Help your property reach global audience exclusively at the Findire site and help you property sell at the best peak price. Be it advertising or marketing, leave all your worries to the Findire team. Make the best of real estate deal at the Findires website enhancing your property to sell in the quickest possible time.
The excellent build quality and a straightforward buying process are other factors that influence the decision to buy good properties. Long-term capital growth in key locations, give property investors great reassurance in a worthwhile investment
The excellent build quality and a straightforward buying process are other factors that influence the decision to buy good properties. Long-term capital growth in key locations, give property investors great reassurance in a worthwhile investment. The Findire properties offer locations which in the long run fetch valuable returns and tend to grow every passing day. Findire online property search includes property in all corners of world with a wide choice of searchable property opportunities. These range from luxury villas, apartments, townhouses and penthouses to plots of land for you to choose from. Set your property advertisements at the right place with Findire to crack on the best property deal you ever experienced!
The over development of many huge buildings with hundreds of apartments, and no buyers, along with the foreclosures of thousands of other condos in Miami, has brought the condo market to its lowest level in memory. The good news is that condos can be purchased at prices that would have otherwise been unthinkable. Luxury property at low prices, relatively speaking, has become the norm in Miami.
The Miami Icon Brickell, a 3 tower complex, with 1,796 units, one of the biggest developments in Miami in recent years, has dropped prices more than 50% on units in the third tower. Condos in the other two towers have dropped about a third in value. For those interested in living in a great area in the heart of Miami, the Icon Brickell is a good choice, and an opportunity to live in a building that is state of the art.
Miami Icon Brickell-Miami Luxury Condo -We have a great selection of Miami property for sale. However should you not find what you're looking for please select our help search button and we will find it for you! We have over 1 million properties on FINDIRE.COM from around the world; our network covers three million international real estate agents. If you need professional help let us know and we will find someone to help where ever in the world it may be.
The over plus 100 countries visitors, has a varied taste and accommodations need. The age group of the visitors consists of people from 25 to 49 years old. The male group dominates the internet traffic, with the female population calculates to 40% of the audience.
The Findire site has full in-house teams of professionals in every aspect of real estate domain. Be it real estate agents or designers for your advertisements the backup team at Findire is readily equipped with all necessary perquisites.
Help your property reach global audience exclusively at the Findire site and help you property sell at the best peak price. Be it advertising or marketing, leave all your worries to the Findire team. Make the best of real estate deal at the Findires website enhancing your property to sell in the quickest possible time.
The excellent build quality and a straightforward buying process are other factors that influence the decision to buy good properties. Long-term capital growth in key locations, give property investors great reassurance in a worthwhile investment
Getting the Most Out of Distressed Home Sales
by Joseph B. Smith
If you have been dabbling in the foreclosures business you will have come across distressed home sales. These homes are sold by the owners themselves or their lenders to prevent the stigma of foreclosure. Let us say the owner has fallen on bad financial times and faces the prospect of foreclosure, the lender may opt to sell the property in a short sale to prevent foreclosing on the home owner. This way the borrower's credit reputation is saved and the lender would not have to initiate foreclosure proceedings, which sometimes have a tendency to drag on.
It is no wonder that distressed home sales are pretty common, and they go by a lot of names. A distressed home can also refer to for sale by owner properties or FSBO, pre-foreclosure sales and short sales. Whatever they may be called they mean the same to both the seller and the buyer. For the seller, distressed home sales provide an easy way out of their financial bind and for the buyer they are attractive investment options.
Knowing the Basics When Buying
Dealing in distressed home sales can be very lucrative for property investors or new home owners but one can never be too cautious as in any big purchase. First you need to have a good credit standing to qualify for home financing. You also need to have a clear idea on the type of home you want and its location. These two considerations have the biggest impact on your budget. They you may want to consider using a foreclosure listings service, which can save you time and money from the time you start your search to the point where you are ready to sign your name on the dotted line.
When buying distressed homes the lender will give you the time you need to inspect the property before making a decision, take advantage of this opportunity by bringing along a seasoned contractor when you conduct your inspection as they have the eye for whatever repairs are needed in the home and the amount it will all cost. You would also want to enlist the help of a real estate lawyer to scrutinize the property's title for hidden liens or holds that you will absorb when the ownership is transferred to you. With the right set of information you can begin negotiating for the price, be aware that lenders will be very inclined to give you a good discount on the final price.
If you have been dabbling in the foreclosures business you will have come across distressed home sales. These homes are sold by the owners themselves or their lenders to prevent the stigma of foreclosure. Let us say the owner has fallen on bad financial times and faces the prospect of foreclosure, the lender may opt to sell the property in a short sale to prevent foreclosing on the home owner. This way the borrower's credit reputation is saved and the lender would not have to initiate foreclosure proceedings, which sometimes have a tendency to drag on.
It is no wonder that distressed home sales are pretty common, and they go by a lot of names. A distressed home can also refer to for sale by owner properties or FSBO, pre-foreclosure sales and short sales. Whatever they may be called they mean the same to both the seller and the buyer. For the seller, distressed home sales provide an easy way out of their financial bind and for the buyer they are attractive investment options.
Knowing the Basics When Buying
Dealing in distressed home sales can be very lucrative for property investors or new home owners but one can never be too cautious as in any big purchase. First you need to have a good credit standing to qualify for home financing. You also need to have a clear idea on the type of home you want and its location. These two considerations have the biggest impact on your budget. They you may want to consider using a foreclosure listings service, which can save you time and money from the time you start your search to the point where you are ready to sign your name on the dotted line.
When buying distressed homes the lender will give you the time you need to inspect the property before making a decision, take advantage of this opportunity by bringing along a seasoned contractor when you conduct your inspection as they have the eye for whatever repairs are needed in the home and the amount it will all cost. You would also want to enlist the help of a real estate lawyer to scrutinize the property's title for hidden liens or holds that you will absorb when the ownership is transferred to you. With the right set of information you can begin negotiating for the price, be aware that lenders will be very inclined to give you a good discount on the final price.
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