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Sunday, July 25, 2010

Yard Sale Tips

by Joe Cline
One man's junk is another man's treasure, or so says the legacy of the yard sale. The purpose of holding your own yard sale is not necessarily to pawn off junk, but rather generate a good revenue from items you are no longer using. To hold an effectual yard sale, you need to start with a little bit of bankroll, some advertising ingenuity, and have a full day on the weekend to sell your household inventory. Yard sales can be a lot of work, so be sure you have all your bases covered to cash in and make your yard sale worthwhile.

1. Advertise your yard sale at least one week in advance. Yard sale enthusiasts stretch far beyond your immediate neighbors, often attracting bargain hunters on the look out for the next big sale on the lawn.

2. Free advertising is plentiful at your local supermarket bulletin boards. For added exposure, you may opt to include a message board at churches, colleges, park and recreation centers and anywhere else with a community forum board. Your ads may be as descriptive as you see fit, however, be aware that people are not likely to stop for fine print.

3. If you have enough merchandise to satisfy an advertising investment, local newspapers and the Pennysaver can pull in a quality crowd. However, the ads are generally sold per word or character, so keep the listing to time, date and location only.

4. Place yard sale signs around the neighborhood to attract the local traffic. White or yellow colored poster paper works best with a wide-tipped Sharpie for the text. Be sure to indicate your directions with arrows and post the hours you are opened for business.

5. Before placing your yard sale posters on someone's lawn, be sure to ask permission from the homeowner. Although some cities claim rights to the strip of land along the curb, many homeowners are either unaware or do not care, and thus may take offense. Just like any professional Realtor, get the homeowner's approval before you prop a sign on their lawn. In addition, telephone poles, stop signs and other official city equipment is never appropriate to hang a personal sign. Rather, park one of your vehicles along a major road with your yard sale signs in the back window.

6. Keep a cash bank. Yard sales deal in cold, hard cash, so you will need plenty of change on hand to last you the day. Assume that the bulk of the sales will be paid in twenty dollar bills, so you will need a substantial amount of return change. To keep things simple, you may wish to eliminate any cents, rounding the price tags to whole numbers only. Your change should be locked in a mobile strong box, and taken with you should you need to walk away for a few minutes.

7. There is security in numbers, so you may wish to have a family member or friend stay with you for the day. Yard sales tend to be the busiest in the early hours, and an extra pair of hands and eyes will come in handy with keeping a watch out for theft and assisting your customers.

8. Watch your time and check your cash box regularly in case you need to run to the bank for more small change. Weekend banking hours may be scant, and if you run out of change, you have run out of luck.

9. Prices should be clearly marked on every piece for sale, but always be willing to bargain with a serious buyer. Haggling is half the fun at a yard sale, and you can be sure your customers will do it. Price reductions over the course of the day is also a good measure of security that the items won't end up back in your garage tonight.

10. If you have left over merchandise and need to get rid of it quickly, check your telephone book for local charities that will be happy to collect it for you. Most charitable organizations do not pay cash, however, they will issue you a tax credit for the value of what they take. A tax credit is as good as cash in the hand to deduct from next year's taxes, and your unsold yard sale items will be going to a good home.
Posted by Admin at 4:51 AM No comments:

The Importance of Good Foreclosed Home Listings

by Joseph B. Smith
Think of foreclosed home listings as powerful tools that every investor and buyer of foreclosures should have. Being tools, they must be able to do the job that they are designed to do in the most efficient and effective way. This means that they should bring you the results that you want rather than hamper and frustrate your efforts.

Facilitates Quick And Easy Search

Good foreclosed home listings can facilitate a fast and easy search of properties that match your buying criteria. Remember that the foreclosures market is replete with tons of information that can potentially confuse anyone who is not familiar or is new to the business. A good list makes it easy for you to find the information that you want and need without going and poring through endless lists of properties that lead you nowhere. In the process, you will be saving a lot of time, energy, money and resources when you rely on a good list.

Lets You Find The Hottest Bargains

Speed in finding the best foreclosures is important if you want to get ahead in the competition. A property may be available this minute and gone the next. This is how tough the competition in foreclosures can be. Some buyers and investors may have an army of researchers at their disposal but if you have a good list of foreclosures that reflects the most current offerings in the market, then you can definitely cope with this highly competitive business.

Guides You To Make Smart Decisions

In foreclosure investing, buying the wrong house can only be costly and unfortunately, others will hardly be able to get through such loss. However, this risk will be greatly minimized if you have access to good foreclosed home listings. This is because when you use them, you are actually relying on lists that come from professional data researchers who have high integrity in terms of producing output in real estate information
Posted by Admin at 4:48 AM No comments:

Getting an FHA Home Loan

by Mayer Dallal
An FHA home loan for a refinance or a purchase is the way to go for any borrower. For many years it was misunderstood that FHA was for people that were bad credit, or for those had middle of the road credit but that just isn't the case. An FHA home loan takes some time and patience, and I am here to help, but the end results will be well worth it.



FHA loans can either be done in what is called a streamline or a cash -out loan. The streamline FHA home loan allows you to refinance the loan, and take some cash out if you want to pay off some debt, but there are some guidelines associated with it. A refinance option will allow you to take up to 97.75%. These limits are just simply a guideline to prevent another economic crisis like what we are having now. These limits also will prevent you from going into a payment that is much larger than what you have right now.



Any loan that is not currently an FHA home loan can certainly be refinanced to an FHA loan, so long as the borrower qualifies according to the FHA guidelines. In order to determine what your debt load is, they will look at what you owe on the home and your existing debts outside of that. It is always important to know what you can afford. Many people are always quick to take a look at the maximum that they can borrow, which is the wrong place to start.



Consider that when your pay off from your current home loan comes in, it may include any unpaid interest calculated through the end of the month, and will include any late fees that were tacked onto your loan from the past. Escrow shortages can also account for this final payoff, so be prepared to consider how you want to refinance your loan before you start the process. If you aren't sure what to do I can help. For more information on how to get your FHA home loan, you can go to www.fhaloansnow.net. There is a lot of information and a place for you to fill out information to get a quote today.
Posted by Admin at 4:44 AM No comments:

The Benefits of Subscribing To Online Foreclosure House Listings

by Joseph B. Smith
Investing your hard-earned money in foreclosures demands you use every available tool that you can find to help you achieve your investment goals. It is crucial in foreclosure investing to use only what can help you attain your goals and avoid any unnecessary distractions that might double or even triple your risks. Online foreclosure house listings can be your most powerful tool when it comes to starting and ending your investment right.

Speed Is Power

In foreclosures market where everything can be a blur in an instant because of the quick transactions that happen among investors, agents, banks and other players, speed is a critical factor. In fact, when you are able to acquire information faster than everyone else, it puts you at a distinct position separate from the others. Online foreclosure lists provide you this weapon since you can search right at the comfort of your own homes and receive news and updates without waiting for days or even weeks to see the latest offerings in the market.

Accurate Information

Online foreclosure house listings pride themselves with a team of professionals that handle their information. When you have experienced researchers gathering data for you and mining the real estate industry for the hottest deals in the market, you can be sure that they are exerting every effort to deliver accurate information that you can utilize to advance your goals. Accuracy is important if you want to stay away from bogus deals, stale and misleading information that can only hamper, delay and frustrate your efforts rather than set you in the right direction.

Complete Database

Imagine going to different courthouses, browsing through different local dailies, marching to sheriffs' offices in different regions and saving leaflets on your desk just to acquire information. It is just too tedious, time consuming, and a virtual waste of time, energy and effort. But if you subscribe to online foreclosure house listings, you only need a few simple clicks to access their comprehensive database right wherever you are. This accessibility also gives you ease in searching other regions and states for other possible options by just entering the zip, city or county code.
Posted by Admin at 4:40 AM No comments:

Find the perfect location according to your personalized need

by Patrick
The excellent build quality and a straightforward buying process are other factors that influence the decision to buy good properties. Long-term capital growth in key locations, give property investors great reassurance in a worthwhile investment. The Findire properties offer locations which in the long run fetch valuable returns and tend to grow every passing day. Findire online property search includes property in all corners of world with a wide choice of searchable property opportunities. These range from luxury villas, apartments, townhouses and penthouses to plots of land for you to choose from. Set your property advertisements at the right place with Findire to crack on the best property deal you ever experienced!


The over development of many huge buildings with hundreds of apartments, and no buyers, along with the foreclosures of thousands of other condos in Miami, has brought the condo market to its lowest level in memory. The good news is that condos can be purchased at prices that would have otherwise been unthinkable. Luxury property at low prices, relatively speaking, has become the norm in Miami.


The Miami Icon Brickell, a 3 tower complex, with 1,796 units, one of the biggest developments in Miami in recent years, has dropped prices more than 50% on units in the third tower. Condos in the other two towers have dropped about a third in value. For those interested in living in a great area in the heart of Miami, the Icon Brickell is a good choice, and an opportunity to live in a building that is state of the art.


Miami Icon Brickell-Miami Luxury Condo -We have a great selection of Miami property for sale. However should you not find what you're looking for please select our help search button and we will find it for you! We have over 1 million properties on FINDIRE.COM from around the world; our network covers three million international real estate agents. If you need professional help let us know and we will find someone to help where ever in the world it may be.

The over plus 100 countries visitors, has a varied taste and accommodations need. The age group of the visitors consists of people from 25 to 49 years old. The male group dominates the internet traffic, with the female population calculates to 40% of the audience.

The Findire site has full in-house teams of professionals in every aspect of real estate domain. Be it real estate agents or designers for your advertisements the backup team at Findire is readily equipped with all necessary perquisites.

Help your property reach global audience exclusively at the Findire site and help you property sell at the best peak price. Be it advertising or marketing, leave all your worries to the Findire team. Make the best of real estate deal at the Findires website enhancing your property to sell in the quickest possible time.


The excellent build quality and a straightforward buying process are other factors that influence the decision to buy good properties. Long-term capital growth in key locations, give property investors great reassurance in a worthwhile investment
Posted by Admin at 4:37 AM No comments:

Getting the Most Out of Distressed Home Sales

by Joseph B. Smith
If you have been dabbling in the foreclosures business you will have come across distressed home sales. These homes are sold by the owners themselves or their lenders to prevent the stigma of foreclosure. Let us say the owner has fallen on bad financial times and faces the prospect of foreclosure, the lender may opt to sell the property in a short sale to prevent foreclosing on the home owner. This way the borrower's credit reputation is saved and the lender would not have to initiate foreclosure proceedings, which sometimes have a tendency to drag on.

It is no wonder that distressed home sales are pretty common, and they go by a lot of names. A distressed home can also refer to for sale by owner properties or FSBO, pre-foreclosure sales and short sales. Whatever they may be called they mean the same to both the seller and the buyer. For the seller, distressed home sales provide an easy way out of their financial bind and for the buyer they are attractive investment options.

Knowing the Basics When Buying

Dealing in distressed home sales can be very lucrative for property investors or new home owners but one can never be too cautious as in any big purchase. First you need to have a good credit standing to qualify for home financing. You also need to have a clear idea on the type of home you want and its location. These two considerations have the biggest impact on your budget. They you may want to consider using a foreclosure listings service, which can save you time and money from the time you start your search to the point where you are ready to sign your name on the dotted line.

When buying distressed homes the lender will give you the time you need to inspect the property before making a decision, take advantage of this opportunity by bringing along a seasoned contractor when you conduct your inspection as they have the eye for whatever repairs are needed in the home and the amount it will all cost. You would also want to enlist the help of a real estate lawyer to scrutinize the property's title for hidden liens or holds that you will absorb when the ownership is transferred to you. With the right set of information you can begin negotiating for the price, be aware that lenders will be very inclined to give you a good discount on the final price.
Posted by Admin at 4:32 AM No comments:

Reasons to Buy Arizona property

by Danielle Saige
In recent years, Arizona has been one of the most preferred locations in America for retired people who want to buy an Arizona property. The Arizona real estate market is now at par with Florida and has been a major centre of attraction for most of the aged people in the US.

Factors that influence people to come to Arizona

If you compare, this place is only second in position after Los Angeles and most of the general people have been moving into this state since the year 2000. Now it is like just following the others.
The single family homes sited in this area are cheaper and better compared to the ones available in the center of America.
One of the attractions for the people to buy an Arizona property is the sun which always keeps shining.
Apart from the great Arizona desert, there are several other interesting attractions that pull people close.
There is much less influence of natural calamities compared to other parts of America, which is indeed a big reason for anyone to purchase an Arizona property and settle for the rest of life.
The great Arizona is now rising to the occasion and transforming its looks and other dimensions.
Arizona is the only place in America where people uses the letter Z in their names.
Arizona offers the University of Arizona State, which is highly prestigious and great for the students.
The reasons people prefer Arizona properties

The Climate - There is a wide fluctuation in the climatic condition of Arizona that influence positively in the purchase of the Arizona properties. Arizona experiences 300 days of sunlight every year and in the few other regions the temperature drops to as low as minus 40 degrees.



The Countless Outdoors - This place is capable of keeping people of all ages busy in the outdoor activities that are offered regularly to its inhabitants. It offers activities like horse riding, mountain hiking, museum for the entertainment of the children, the adults can view the historical documents and heritage of the place, play golf which is quite popular here and enjoy ski run.



A Great Education - Being a parent you must be worried about your child's future. Arizona offers you a diverse range of education facilities with some of the institutions ranks best in the world is spread across the state. So having an Arizona property would be quite effective for the family.



The Value of Price - You do not need to invest something out of the world to avail an Arizona property. Presently Arizona being the buyers market is quite affordable as a property and the cost of living is also not very expensive. You can get beautiful properties in the high lands where price of the property as well as the daily expenses is much lower compared to other parts of US.
Posted by Admin at 4:26 AM No comments:

Growing demand of Gurgaon property

by vanit gupta
Potential distinguishes vast property enlargement in housing plus commercial sectors of Gurgaon real estate. This rising corporate core of India is the parishioner's united of apparent developers, realtors and property consultants who illustrate their ever-eager wish to build their housing on top of commercial property trades occur in this Gurgaon Property. The chief motive behind this is the increasing urbanization and growing commercial implication of Gurgaon real estate. The accessibility of terra firma and assuring scope for supporting expansion has additional assisted the massive latent in Gurgaon properties.

If we take a little glimpse of Sohna road in Gurgaon property, we find the premature birds among the builders who had properly deduced that Gurgaon-Sohna Road has a huge prospect had begun their projects, commercial with residential, back in 2002. There were gigantic titles akin to Omaxe Construction, who initiated their residential project, South Avenue in 2002. Ashiana Homes happening works on their finest housing project Silver Crescent. As well, Eldeco Infrastructure and Properties Ltd. had Vatika and Eldeco Mansion villas, and Niho turned up by way of Scottish Castle at some point in this era. Even then, this elongate in fact caught the fancy of real estate seekers in a gigantic mode only in 2004 and that offered a big push to the expansion of this region ever since.

The motive for the missileing requirement and therefore the costs of Gurgaon Real Estate on the Gurgaon-Sohna Road is fairly easy to understand. Vice President of Marketing, Sunit Sachar of the property builder Parsvnath, properly revealed the motive for this pristine momentum in the county. With all the regions approximately Delhi as and Gurgaon obtaining crowded and filled up, this was the regular option for anyone looking for real estates in Delhi NCR.

As stated by Mr Vaneet Gupta, Managing Director of InvestInNest.com International, the costs of Gurgaon apartments have perceived above 100% augment in a distance of 2 or 3 years. The rates have climbed from approximately Rs. 1400 per sq ft in 2003 to an expected range of Rs. 2800 to Rs 4200 sf right now, on the word of the data accessible with Muneet Jhakar of JMD cluster. This has acquired the value of an apartment to everyplace between Rs. 50 to 70 lacks. At diverse places the going charge for plots on GS Road is between Rs. 30,000 to Rs. 50,000 per sq. yd. A penthouse would obtain a crore or especially.

Commercial break on the properties in Gurgaon-Sohna Road also orders tremendous cost. Office space goes for regarding Rs 5500 per sf, while mall space goes away for Rs 6500 per sf. It escalates by way of area and favorites like floor plan, inside area of the building, or floor size to Rs 8000 per sf. while Major Gen. Jayant Varma, ED (North) of Knight Frank India Pvt. Limited notices it. Consistent with him, the top-end premium retail buy quotes can be as high as Rs. 10,000 to Rs. 15,000 per sf. trip InvestInNest.com for additional information on Gurgaon properties.
Posted by Admin at 4:23 AM No comments:

The Benefits of Buying Foreclosures In Texas

by Joseph B. Smith
Foreclosures in Texas offer you the advantage to buy properties at very low rates. With many foreclosed properties in the area selling for as much as 50 percent below their actual market values, you can save a lot of money from your purchase. Many investors and buyers will find these rates competitive in terms of the amount of instant equity that it will afford them. In real estate, we know that savings easily translate to funds for another investment that can boost your business portfolio.

The Advantages of Buying Foreclosures In Texas

Aside from the savings that you can instantly gain from your purchase, buying foreclosures in Texas will give you the opportunity to own vast tracts of land at a fraction of their cost. Imagine owning a wide expanse of pristine land with huge potentials for a variety of activity like cattle raising, animal breeding, raising horses and a lot more. Yet others will also simply enjoy the fact of owning a ranch property.

With the breathtaking views that foreclosures in Texas can offer the new property owner or investor, there is a great potential for resale in purchasing these properties. The demand for acreage is always high and you can always tap this market to bring profit to your investment.

You can also reserve the use of these properties for yourself and build a ranch for you and your family. After years of living busy lives in the city, owning a property that is close to nature will be a welcome respite. And since you will be buying the property for way below its actual market value, you can easily use the savings to build decent structures and dwellings on your property. You can always add more as the years pass by. Many investors who prefer buying foreclosures in Texas also relish the idea that they can pass them on as legacy to their children and grandchildren and which even the family could keep for many generations
Posted by Admin at 4:22 AM No comments:

Research Is a Must When Buying Bank Owned Houses

by Joseph B. Smith
Before signing the contract to purchase bank owned houses make sure you have the basics covered. Bank owned houses came under the bank's ownership after an unsuccessful auction. These properties are sold at auctions after their former owners fail to meet their loan obligations. Banks want to be able to sell of these houses in the quickest time possible so they offer discounts, incentives and other perks to encourage buyers.

Your research when buying bank owned houses begins with the area where the house is located. Ensure that the offer you make and your negotiation for a price reduction is lower than the average cost of homes to ensure that you are indeed getting a bargain. Are there schools and hospitals nearby, is transportation adequate and are the local government services strong enough to ensure a good living environment? A local real estate broker with specialization in foreclosures can give you valuable insights about these things.

Checking the Timelines

The value of bank owned houses are greatly influenced by the length of time it has been in the market. Oftentimes homes that have been on sale for a while will fetch a lower cost but the savings you make might just be applied to home repairs. You need to make sure that you also have enough time to inspect the property with a contractor who can provide you with an assessment of the cost of repairs. Properties that have just recently been put up for sale may cost more but might need minor repairs only so it takes a little balancing act on your end to determine which type of property would be best for you.

Banks usually deal with brokers, after receiving your bid through your broker, the bank can either accept or counter it with their own offer. At this point you may still counter their counter offer after which the bank will finally decide whether to accept or decline.

Your broker should be able to make a comparative market assessment so that you can negotiate from a position of strength. You have to be sure that you have also studied the title of the property to check for outstanding taxes or other holds attached to the house.

As added value, banks will offer a title insurance and pest control certification for the property. They will also handle the task of evicting the occupants of the home. In a sense, bank owned houses are the closest you can be to purchasing a brand new home, the negotiation is short and stress free and you can walk away with a great bargain.
Posted by Admin at 4:19 AM No comments:

Saturday, May 22, 2010

First Time Home Buying Help

by Bruce Swedal

Is it your first time buying a home? Well if it is you probably already know that it is a very scary thing to start to try to deal with. The main thing when buying a home is being prepared. You should have some knowledge before you begin negotiating. There are also many other things that you need to keep in mind while you are searching for your new home. But, the more that you know, it is more likely that you will end up with a great home at the end.

When you are applying for a mortgage loan, do not just look at the things that will be impacting you immediately. Try to look into the future and see how much the final cost will be. Also, always read the fine print in the paperwork. There may be clauses and other things that change the conditions without you knowing it. One thing that you may all of a sudden find is that the interest rate that you will be getting at the moment may not be the same one that you will be getting later on in your life.

Also you need to remember that home buying is different for everyone. The same techniques that your neighbor or parents may have used may not work out the same for you. But, one thing that you should always do is look at the house multiple times before you buy the home. Try to find anything that is broken or does not seem right and take pictures of it. This way when making your offer you can show why you think the house is worth the amount that you offered.

Also try to make an appointment with the seller of the home so they can give you a tour of the house. While you are on the tour with the seller try to ask specific questions about the house like why they are selling the house, what certain rooms were used for, their favorite parts of the house, and if they had any pets. These are the types of questions that may end up help you deciding if you actually want to purchase the home.

So, if you are looking for a new home just keep a positive attitude because sooner or later you will find a home that works for you and your family. Just do not get discouraged because it is a lot harder for an agent to work with a discouraged buyer because it makes their job harder for them. Good luck finding your new home
Posted by Admin at 5:50 AM No comments:
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  • ►  2011 (1)
    • ►  April (1)
  • ▼  2010 (11)
    • ▼  July (10)
      • Yard Sale Tips
      • The Importance of Good Foreclosed Home Listings
      • Getting an FHA Home Loan
      • The Benefits of Subscribing To Online Foreclosure ...
      • Find the perfect location according to your person...
      • Getting the Most Out of Distressed Home Sales
      • Reasons to Buy Arizona property
      • Growing demand of Gurgaon property
      • The Benefits of Buying Foreclosures In Texas
      • Research Is a Must When Buying Bank Owned Houses
    • ►  May (1)
      • First Time Home Buying Help

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